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Enisa Financiación

Enisa
Repayable Applications open

Enisa is a Spanish public lender that provides financing to small and medium-sized businesses so they can innovate. Eligible companies can also apply to be certified as an emergent company (startup) to access the benefits of that status. The page describes financing as loans that are formalised once an application is approved.

This is borrowed money: it is repaid, usually as a share of revenue, until an agreed total with a fee is reached. Your equity is not diluted.

Programme terms

Funding type
Repayable
Stages
MVP, Early Traction, Growth
Industries
AI & Machine Learning, SaaS & Software, HealthTech, CleanTech / Climate, Hardware / IoT, E-commerce & Consumer, B2B / Enterprise, EdTech, Fintech
Regions
Europe
Applications
Rolling intake
Apply on the programme's site
What happens when you click: The button goes to the organiser's site, where the form lives. Copy the questions and come back: the assistant answers them from your project.
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Applications here run year-round. We'll write when that changes: closed between cohorts, or open again.

One email about this programme. We re-check the catalogue weekly, one-click unsubscribe.
Data checked: November 4, 2026. Organisers change their terms. Check their site before you apply.

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